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Never use Credit Card always use Debit Card, will tell you why

Date: 04/01/2012 | Author: Admin

Why use Debit card rather than Credit card

Yes, i will tell why you should use only debit card, Because credit card is very dangerous sometime or very useful sometimes. I will tell how it is dangerous or useful. If you really want to use credit card so please be aware of its expanses. if you are applying for credit card so be aware of the taxes of using this service. They charge 3% to 7% per month whichever bank’s credit card you have. all banks have a different rates the rate starts from 2.5% or little less. But it ends to 5 to 7% per month. if you think that you can pay these taxes then you can apply for credit card and use the credit card. And Debit card is good because there is no charge of any usage but there is a nominal charge on shopping or using debit card they charge below 1% on shopping and 100rs to 150rs $2 to $3 per month, Some banks charge for shopping less than a 0.5%. so debit card is that which money you already have in your account and you want to use that without withdrawing it.

Useful for peoples or not useful for peoples

This service is useful for those people who use the credit card when they are urgently in need of money. And they have no option, in such case this is very useful. And there is also a great point in the credit card. there is a time limit if you pay the money back in the time limit then you have to pay very nominal charge or no charges. Some banks give you a 30 days and some banks give you a 45 days limit. So if you are in need of credit card please contact your bank soon.


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